If you do it yourself, or find some unprofessional people to operate it for you, it may bring you a lot of unnecessary risks. If you go to the first bank and don't understand the personal requirements of his bank, the result can be imagined. It must be a tragedy. You will go to the second bank, and you don't know the requirements of others, but you are still rejected after you go. But if you go to the third bank, you obviously meet the requirements of other banks, but you will also be rejected, because you have been there before and have been rejected twice, and people will think you are high-risk, so now you have spent all your credit information and can't get anywhere.

In this case, for example, if you go directly to the first bank, you can still get a loan, but the interest can't meet the requirements you want. You want three years, he can only have one year. You have to pay interest first, and he can only give you the same principal and interest. These situations will cause you some time loss and economic loss.

Professional lending institutions can help you avoid these situations perfectly. The emergence of lending institutions will help you match more channels and tailor products for you. General formal lending institutions and cooperative lenders need their own strict examination. Generally, in addition to banks, institutions with formal lending licenses, such as local commercial banks and small loan companies, can screen for you in advance, and the loans are very generous.

After all, there are still many kinds of routine loans in the past two years, and this will happen. For example, you can borrow money directly from the first bank, but the interest can't meet the requirements you want. You want three years, and he can only give you one year. You have to pay interest first, and he can only give you the same principal and interest. The above situation will cause you some time loss and economic loss. You should analyze the advantages and disadvantages of various loan repayment methods, plan the later repayment plan and financing route for you, remind you of the upcoming loan regularly and communicate the solution with you in advance. When your qualifications and interests do not match, remind you to settle some uneconomical loans as soon as possible.

Second, is the intermediary customer service of third-party lending institutions credible?

Most lending institutions are still very reliable.

Let's just say that people are unreliable, depending on what kind of company you meet.

Because loan intermediaries generally have certain preferential treatment with cooperative borrowers of major banks, if they are formal loan intermediaries, they should avoid black-hearted intermediaries.

Third, is the third-party loan company reliable?

Generally speaking, it is safe and reliable.

Third-party lending institutions generally refer to third-party institutions other than banks and borrowers, which lend funds to users through cooperation with banks. Their main responsibilities are: guarantee, monitoring the flow of funds and cooperative lending. Such a good advantage is that they can complement each other. Banks have rich experience in capital and risk control, and third-party institutions have platform flow and risk control data. The combination of the two parties is conducive to the development of the industry.

4. Is it reliable for a third-party loan company to find a financial company to make a package and submit it to the bank for approval?

of course