The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the first suite is generally calculated at a 15% discount. On February 26, 65438, the adjusted interest rate for more than five years was 6.40%, and the monthly interest rate was 6.40% * 0.85/66.

Monthly repayment190,00015 (180 months):

190000 * 6.40% * 0.85/ 12 * ( 1+6.40% * 0.85/ 12) 180/[( 1+6.40)

Description: 180 is the power of 180.