Why do online lending platforms use service passwords?

The online lending platform needs the service password of the mobile phone, which mainly requires the mobile phone number and service password to log in to the mobile phone business hall. After obtaining the phone records of users, online lending institutions can know who often contacts lenders. If the lender fails to repay the loan within the time limit, call me and the collection is unsuccessful, and the contact number that may open the record is not ruled out.

But the explosion of the address book is a violent collection, and this kind of thing has rarely happened. Moreover, you need to fill in the contact number when applying for online loans, and you no longer need to provide the service password.

Can I get a refund if I can't get a house loan?

With a normal job, social security and provident fund, which bank can I go to without mortgage? Interest rates are relatively low? Don't use telemarketing as an intermediary channel.

Personal full version of the tax refund declaration process for buying a house

The mortgage problem of Suzhou Construction Bank (30% discount policy)

What does the loan in the credit report include?

Is Wall Street English a lie? Is the installment interest really paid by the school?

A company borrowed 400,000 yuan from a bank to produce new products (the full title is in the supplementary question).

Dog slaughter loan

Where does Pingxiang have private loans?

How to confirm that the small business owner is the lender?