The maximum loan amount of villagers' loans in Shenzhen does not exceed 500,000 yuan and 80% of consumer demand, and does not exceed the annual net income of the borrower's family. If the project is approved by our bank, the project approval conditions will be implemented. Families only include spouses and minor children, and the annual income includes but is not limited to family dividends, rental income, wage income, etc. What can be clearly and quantitatively determined needs to exclude the annual repayment amount of the borrower's household debt.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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