Mobile phone installment platforms include Home Credit, Suning Finance, JD Finance, etc., as follows:
1. Suning Finance
Suning Finance is a good platform to buy mobile phones in installments , the amount that can be paid in installments under its arbitrary payment can reach 200,000 yuan, and the installment time is also very long. Currently, citizens aged 18 to 55 can apply for Suning Financial’s installment purchase of mobile phones business.
Features and advantages: It has a consumer finance license, the authenticity rate is also guaranteed, and there is also a zero-interest installment discount.
2. JD Finance
JD Finance is a platform that can help everyone buy mobile phones in installments. The mobile phones are all from JD Mall. JD Finance can handle various installments for you, including 3, 6, 12, 24, etc.
Features and advantages: A major feature of applying for installments on JD Finance is that the harvest is very fast, allowing everyone to use their favorite mobile phone as soon as possible.
3. Skills Cloud Installment
Skills Cloud Installment is a loan product launched by Bank of China Consumer Finance. It mainly provides loans for vocational skills training and can provide benefits to the majority of borrowers. Provide personalized customized solutions. The loan amount is determined based on the borrower's comprehensive credit situation and the purpose of the loan. The maximum loan amount can be 50,000 yuan.
4. Baidu Youqianhua Education Installment
Education Installment is a loan product launched by Baidu Youqianhua. It mainly helps people participate in education and training and provide their own knowledge and skills. The main lenders of education installment are China Everbright Bank, Tianjin Bank, Baixin Bank, etc.
5. Tmall
It is also good to buy mobile phones by installment on Tmall. However, everyone must have enough Huabei credit line. Tmall's installment consumption quota is given by the factoring company after a comprehensive evaluation. When consumers purchase goods within the quota, they can pay in installments. Everyone's credit limit is different, and it depends on consumption and credit history. It is generally around 4,000 and the maximum is 10,000.
6. Home Credit
Home Credit is a platform that can help you buy mobile phones in installments. The loan installments are relatively long, including 12 months, 15 months and 18 months. Monthly payment is available for everyone to choose from. It should be noted that if the money owed to Home Credit is not repaid, Home Credit will hand over the collection work to a specialized collection agency. In addition to making multiple calls to collect debt, for larger amounts, Home Credit will even come to the company to communicate about the debt problem, or even go to the company to discuss debt issues. Collection.