Pleasant Loan Pratt & Whitney is a credit loan product launched by Pleasant Loan, a subsidiary of Pleasant Loan Group. Pleasant loan is a loan matching platform, and the platform itself does not participate in lending, so the model of pleasant loan inclusive loan is compliant. In addition, the loan interest rate of pleasant Pratt & Whitney is also within the legal scope, so there is no need to worry about high interest expenses.

In addition, if the loan is overdue at the meeting, there will be a series of expenses. It is recommended to return each loan on time to avoid overdue. The highest loan interest rate is 36% legal, and the annual interest rate over 36% belongs to usury. If the lender asks the borrower to pay excess interest, the court will not support it.

Extended data:

The loan interest of plesent Pratt & Whitney Company is as follows:

If the loan interest rate exceeds 24% and is lower than 36%, and the borrower fails to repay this part of interest, the lender requests repayment and the court does not support it; If the borrower asks the lender to return it, the court will not support it.

In other words, the annual interest rate of the loan is less than 24%, which belongs to the judicial protection zone, and 24%-36% belongs to the natural debt zone; More than 36% of the interest belongs to the invalid area. Borrowing interest rates generally fluctuate on the basis of the central bank's benchmark interest rate.

Baidu encyclopedia-pleasant loan

People's Daily Online-Supreme Law: Severely punish new crimes such as "routine loans" and strictly abide by the legal interest rate red line according to law.