The burden will be a little heavy at first, but it will be fine in about two years.

My personal suggestion: 1/3 of your total income, that is, less than 1 0,000 yuan, should be used to repay the monthly loan. On this basis, how many years can I keep it? If you spend a lot of money every month, try to extend the loan term and pay the minimum amount every month, so that your burden is relatively less.

300 thousand's house loan is almost 200 thousand!