1. Guangzhou household registration (including the collective household registration of the work unit and the non-commissioned officer certificate of the active officer stationed in Guangzhou)
2. Non-Guangzhou household registration should pay tax or social security for 60 months continuously.
3. Guangzhou school collective account
Family unit, one party is qualified. At present, Guangzhou Zengcheng Conghua is not limited to purchase.
The down payment ratio in Guangzhou is as follows:
There is no room and no loan record under the name, and the down payment ratio of ordinary houses is 30%.
There is no room in the name with a loan record, and the down payment ratio of ordinary housing is 70%
There is a house under the name that has no loan record or has been paid off, and the down payment ratio of ordinary housing is 50%
There are outstanding mortgages under the name, and the down payment ratio of ordinary housing is 70%.
Remarks: Housing refers to housing in Guangzhou, and loans refer to national mortgage records.
Your mortgage record in Dongguan can also be found in Guangzhou, so your down payment ratio in Guangzhou is 70%.