Fraudsters usually pretend to be staff members of banks or lending institutions, ask for personal information or funds under various pretexts, and induce transfer or provide other sensitive information through telephone or internet.
In order to avoid being cheated, please remember the following points: don't disclose personal identification information to strangers, such as name, ID number, bank account number, etc. Don't easily believe in false promises such as low-interest loans and quick approval, and beware of being deceived; If you need a loan, you should choose a formal financial institution or bank to apply, and beware of illegal lending; If you encounter suspicious phone calls or text messages, you should be vigilant and report to the bank or public security organ in time.