If the information is approved, the official text message of your loan says that you can raise funds in 1-2 days, but this is only an official explanation after all. Although it is possible to get funds within this time, the actual time to raise funds depends on the actual situation of their company.
It is understood that "you and I raise loans" means that the loan applied by the borrower has passed the examination and is currently raising funds. After the fund is raised successfully, everyone can get a loan. Once the fund-raising fails, the loan will also fail.
Judging from the feedback from some netizens, the time for you and me to raise loans is not very long, and it can usually be completed within 2 hours. If you wait too long to get the money, you need to report the situation to customer service in time.
If people think that you and I have borrowed money for too long, it will affect the use of their own loans, so they can only temporarily give up your loans and increase them. The operation method is as follows:
1. Open the mobile APP, use your own account to enter the background and apply for cancellation of the loan;
2. Call our customer service number 400-680-8888 and ask the customer service to cancel the loan order from the background.
For more information about the time you and I need to raise funds, please visit: See More.
Will your loan fail to raise money? How soon will it arrive after the fundraising is completed?
; ? As an established loan platform, you and I have a wide audience. However, many users are not satisfied with your loan application process, and it is very troublesome to review and bid for loans, and it will take several days. Some netizens asked you if my loan fund-raising would fail. How soon will it arrive after the fundraising is completed? Let's talk about this problem for everyone.
1. Will borrowing money from me fail in financing?
I will.
You and me.
There are two main reasons for the failure of fundraising. First, no one wants to lend you money because the investor failed the examination. For example, if the user's credit information is not good or the activity is not enough, it will have an impact; Second, the deadline for fundraising failed or the borrower voluntarily gave up the application. If the deadline is exceeded, you can try again.
2. How long will it take to raise funds by loans?
Generally speaking, it takes a few hours if it is fast, and about two days if it is slow. If there has been no result, it is recommended to consult customer service to find out the reason.
3. How soon can I receive the funds?
In general, your loan will arrive in about 1-3 working days after it is put forward.
After the fundraising is completed, the platform will review it again. If the applicant's qualifications are good, it may arrive around 1 day.
After receiving the account, you can log in to the account center of your loan, select "I want to withdraw cash" and confirm the withdrawal information.
The above is about "Will you fail in financing if you lend me money?" How long will it take? What time does it arrive? "Answer, I hope to help you. All in all, as long as the overall situation of users is good, there is no big problem. You can wait patiently for a day or two to get the account.
How long will it take you and me to get the loan?
Generally, it takes 1 to 3 working days for your loan and loan to arrive.
Your loan belongs to the loan intermediary platform, and the borrower can obtain the credit line after filling in the information on the platform and submitting it, and submit the loan application within the credit line.
After the loan application is approved by the platform, we have to wait for the matching employer. At this point, the borrower only needs to wait patiently for the staff to contact, and it will generally be processed in about 1 working day. After the employer successfully matches, the loan will be released, and it will arrive in about 1-3 working days.
Take your loan as an example. If the loan lasts more than 3 working days, the loan may fail. Generally speaking, the loan will be completed within 3 working days. And the payment has not arrived for more than 3 working days, then there must be a problem that caused the delay.
It is normal if it is only delayed on weekends and holidays. However, if payment is delayed for other reasons, the loan may fail.
1, the mobile phone number should be true.
The mobile phone number filled in must be authenticated by my real name. The longer the mobile phone number is used, the more favorable it is to apply for a loan in Fengtai Technology.
2. The photo of the ID card is clear
Generally, it is necessary to upload photos of the front and back of the ID card, and try to shoot horizontally to ensure that the photos are clearly visible.
3. sesame seeds are high.
Use the functions in Alipay more, keep the activity on Alipay, and submit more proof materials, which can improve sesame scores.
4.JD.COM has a high credit score.
If you open an account in JD.COM. COM's credit score is relatively high, and the loan pass rate will be greatly improved. ?
5. Have a recent online shopping record
It is best to have a certain amount of physical shopping behavior in the last three months. The online shopping consumption record is the proof of the applicant's spending power, and your repayment ability will be evaluated by the applicant's spending power.
6. There are fewer delivery addresses.
Try not to fill in too many delivery addresses in online shopping, which can be a specific home address or work address, and can also prove the stability of living or working.
7, provident fund, social security records
Try to provide some evidence to prove your job stability, such as social security and provident fund deposit records. The longer the term, the larger the deposit amount, and the more people can believe in your repayment ability.