Write | Wang Stop!
Production | Consumer Finance Channel
Since the online report that Feiyun Loan was investigated by the police on suspicion of illegal fund-raising, the news and complaints about Dafeiyun's usury have not eased. However, the interest rate of filing a case has not stopped, and borrowers are still having a headache for Dafeiyun's loan.
The borrower, Mr. Huang Youming (pseudonym), told the Consumer Finance Channel that he borrowed 26,500 yuan from Dafeiyun in three batches and needed to repay 60,800 yuan. After half a year's repayment, he couldn't bear the high interest rate and had no money. Finally, it is overdue. After the overdue period, it is even more profitable, which makes him feel that repayment is hopeless.
Huang Mingming saw that his current loan bill showed that the amount to be repaid was 103880.88 yuan, and almost forgot that the initial loan amount was 26500 yuan.
Teacher Huang said that when borrowing money, Dafeiyun asked to open a depository account and borrowed 1 1,000 yuan, but actually lent 9,000 yuan and received 1 1,000 yuan as a deposit. The customer service said that the loan must be paid off in full before it can be refunded.
Mr. Huang was caught in a loan repayment dilemma, and Dafeiyun's loan salesman took the initiative to contact him and said that he could help repay the loan. Repaying the loan means that the salesman cooperates with the backstage to increase the borrower's loan amount, and the borrower reduces the loan amount after paying off the bill, which is probably the standard of 300 yuan handling fee of 654.38 million yuan, excluding the interest on the bill.
In addition, Mr. Huang also broke the news that he contacted Dafeiyun for a loan after the line was blocked, and the other manager asked him to open a VIP in Lin Lang Mall to get a loan. After Mr. Huang applied for a membership of 365 yuan, Dafeiyun Loan unsealed his loan line.
Teacher Huang here is still worried about the huge bill generated after the deadline. On the other hand, lenders are also in a complicated mood and are always worried about the safety of their own funds.
According to the borrower's introduction, on October 6, 201kloc-0/65438/kloc-0, CMA closed its p2p platforms, such as CMA Cloud Loan, Da Le Investment, Dabao and Smart Letou, and refused to withdraw cash or repay due. 2019165438+1October 13, Fei Da Dai Yun Company unilaterally announced the establishment of a strategic transformation committee. 165438+1October 18, Dafeiyun Loan Company claims to protect the interests of lenders, and has been actively discussing the formulation of a redemption plan.
Unexpectedly,165438+1October 30th both payment plans will take three years, and the practice of overturning the electronic agreement and contract signed with the lender made the lender furious. Dayun Luoan made another amazing move. On February 4, 20 19, 19, the work progress notice was issued, and the lender was invited to participate in the collection.
The lender said that Feida Dai Yun did not sign the redemption agreement, and repeatedly postponed the redemption, which made people deeply angry. According to the records of two lenders who sued Dafeiyun in court found by the Consumer Finance Channel, the amount of these two loans was 6,543.8+0,000 yuan.
However, Gao Yunhong, the actual controller of CMA Cloud Loan, is also the actual controller and major shareholder of CMA Holdings. This constant contact will inevitably affect the arrival of Fei Holdings.
The high interest rate of Dafeiyun Loan makes borrowers deeply under repayment pressure, and borrowers are also worried about capital risks, but it is amazing that their salesmen are still making new cuts in their circle of friends.
Related Q&A: Dafeiyun Loan promises full repayment. Can you believe it? Is credible. Users and platforms are in the same boat and have the same interests. It's just a matter of waiting and time. Stop fooling around, it won't end well. Many platforms have the strength to pay back, but many people evade debts and kill the borrower's money, but the borrower's money still needs to be paid back. Now, the debt evasion of online loans has also been reported in the credit report, and there is nowhere to escape.