Hehe, it's simple,

I saw a bull waving an axe and pouncing wildly. The rotation of the axe caused a gust of wind and sound.

The situation is frightening.

The pencil necked agile left, and finally only vaguely saw a shadow flash away.

Come on, like a poisonous snake, dormant and biting.

The weather is bad, and Xiang Feng is full of sweat and disheveled.

To the two people, a dignified expression appeared on the gentle face.

In the distance, Qin also looked solemn, keeping a close eye on the change of the situation and ready to make moves.

The bull and the pencil necked have passed the previous shock and cannot fight any more.

Heart to deal with their converging attack this time.

Qin Feng couldn't sit still and rushed to the bull first.

It's obviously difficult to die, but the cow can't understand it.

Dodge, so Qin Feng chose him first.

Holding the sword of weeping soul in his hand, he once again showed the "fracture of fate" and a face of resentment and anger. "

Dare not underestimate

"touch!"

When the axe came down and touched the sword, the deafening roar came out again and echoed in the air.

2. Can my uncle's house be mortgaged?

You can't mortgage a loan with someone else's property. The mortgaged property must be in your own name. Real estate mortgage loan conditions:

1. natural person with age 18-65;

2. Have a proper occupation and a stable source of income, and have the ability to repay the loan principal and interest on schedule;

3. There is no illegal act;

4. Good credit information and bad credit records;

5. Being able to provide effective rights pledge guarantee recognized by the bank or legal and effective real estate as mortgage guarantee or a third-party guarantee with compensatory ability;

6. Open a bank personal settlement account, and agree that the bank will deduct the loan principal and interest from its designated personal settlement account;

7. The property right of the house is clear and meets the listing and trading conditions stipulated by the state;

8. Real estate can enter the real estate market without any other mortgage;

9. The sum of the housing age and the loan application period cannot exceed 40 years;

10. Mortgaged houses are not included in the local urban reconstruction plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments;

1 1. Other conditions stipulated by the bank. Preparation data of real estate mortgage loan:

1. Original and photocopy of ID cards of the borrower and spouse;

2. The original and photocopy of the household registration book of both husband and wife of the borrower;

3. Proof of marital status;

4. Original purchase agreement;

5. Original and photocopy of advance payment receipt for 30% or more of the house price;

6. proof of income;

7. Bank flow;

8. Certificate of academic qualifications;

9. Bank deposit certificate;

10. Other financial certificates;

1 1. The developer's collection account number;

12. Other materials specified by the bank. Real estate mortgage loan process:

1. The borrower opens a current deposit account in the bank;

2. Prepare information about loan requirements;

3. Face-to-face signing bank;

4. Bank filing and approval;

5. After approval by the bank, notify the borrower of the approval result and sign a loan contract with the borrower;

6. Go to the Construction Committee for mortgage registration;

7. The Project Construction Committee issues his right certificate;

8. Handle insurance, notarization and other procedures as appropriate;

9. The bank directly transfers the loan to the account agreed in the contract;

10. The borrower repays the loan principal and interest according to the provisions of the loan contract.

3. Where can I get the mortgage loan?

Mortgage with a house, usually the whole process has nine steps, as follows:

1. Apply to the bank

The borrower applies to the bank for a housing loan, explaining the purpose, amount and mortgaged house of the loan. If the application meets the requirements of the bank, the bank loan specialist will tell the borrower the specific procedures and what materials need to be prepared.

2. Submit loan information

Submit the loan application materials according to the requirements of Yintai Honghang, which usually include the borrower's ID card, bank account, personal credit report and the owner's property right certificate.

3. Actual evaluation of house value.

After the bank lends the information, the bank will make on-the-spot investigation and evaluate the value. According to the location of the house and the surrounding environment, give a reference price and how much the house is worth.

4. Lending approval

The bank will submit the housing appraisal report and the previous personal application materials to the bank for loan approval, and give approval on whether and how much loans can be made according to the housing value and personal repayment ability.

5. Sign a contract to borrow reeds.

After the first trial of the loan is passed, the bank informs the borrower to sign a formal loan contract, which needs notarization.

6. Go through the mortgage registration formalities

Go to the real estate center for mortgage registration with information such as house, property right and loan contract.

7. Bank loans

After the above procedures are completed, the bank will transfer the loan to the borrower's personal bank card.

8. Repay on time

According to the loan contract, the repayment shall be made on time and shall not be overdue.

9. Go through the mortgage cancellation procedures.

After the house loan is paid off, the bank should issue a settlement certificate and go through the mortgage cancellation formalities at the real estate center.

The above nine steps are the whole process of mortgage loan. Under normal circumstances, it is handled in accordance with the above process, and individual banks will have small differences, but they are all similar.

4. Where can I apply for Suzhou real estate mortgage loan?

The details of real estate mortgage are as follows: prepare materials (real estate license, land certificate, ID card, household registration book, marriage certificate or single certificate), notarize them at the notary office, then apply for a certificate at the Housing Authority, and finally get money from the lending institution. Suzhou Xinhe Fortune focuses on mortgage loans for banks and private real estate. For details, please contact 9025 above Yang Jingli.