It is not easy to get approval for a Mercedes-Benz Financial Loan for 3 or 5 years. According to the query of relevant information, Mercedes-Benz Financial Loans are not so easy to approve. Only when the conditions for Mercedes-Benz Financial Loans are met, can a loan application be submitted to Mercedes-Benz Financial Company. It does not mean that if the conditions are met, the application will be approved by the financial company. During the loan review, Mercedes-Benz Financial Company will comprehensively consider the applicant's personal income, personal credit, and debt ratio. If there are certain risks, the loan application will not be successful.