Ping An Pratt & Whitney cannot apply for an extension during the epidemic. According to relevant public information, the repayment on the day of payment was unsuccessful, which was overdue. The loan is not overdue and it is really unable to repay the loan. You can't shirk your obligation to repay the loan. You should apply to the loan operation specialist or customer service staff for deferred repayment in advance. After being approved, you should raise funds as soon as possible and try to settle the arrears on the specified date, and you can't leave a record of overdue loans.