If it is overdue for 3 months, it will be towed away. If you get a loan, you have to change it without affecting your personal credit. If you have money, you can honestly pay it back.
Car loan refers to the loan issued by the lender to the borrower who applies for buying a car.
Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.