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Can I buy a second-hand house in Beijing without a mortgage? What are the risks?
This kind of house is not allowed to be traded within the scope of national laws, so it is impossible to sign online, but the reality is that the transaction volume of this kind of house is still quite large at present, such as Runze Yuexi near the North Fifth Ring Road, so it is not impossible to buy it.

First of all, it is a long process to meet and negotiate with the owner, from which you can fully understand what kind of person the owner is. Of course, this may not be very important, but it is indeed a prerequisite!

Secondly, you are worried that if you spend money, the house will not be yours. This is the root cause of your concern. I can illustrate this point from the following aspects:

1, the deed tax invoice of the house will definitely not be changed. When you sign the contract, the deed tax invoice of the house will be kept by the intermediary, that is, the intermediary company. Without this, the house can't even get the house book, because this invoice can't be replenished, and the housing management office only recognizes the original, so as long as this thing is not in the owner's hand, it can basically prevent the owner from trading again. However, in case people want to collude with developers, then.

2. When you have finished the transaction, go to the property and change your name, so that the property can admit that the house is yours and you can move in. Everything about the house, the property will inform you, without going through the original owner. If the original owner wants to sell the house again, he must let the new customer see the house. You just disagree. The most serious thing is that the new customer decided without looking at the house, and finally let you go, you can live completely, even if the judicial department intervenes, you also have the initiative.

The most serious thing is that both sides go to court. In court, the court will first respect the wishes of both parties. If one party insists on continuing to perform the original contract, the court will continue to perform it. If both parties agree to terminate the contract, the court will bear the expenses incurred by the breaching party according to your renovation of the house and all the expenses at that time. This must be legal! Then you've lived those months for nothing. Of course, we can't think so. This is only the worst result.

So, you can buy it, but be careful, find a responsible company and ask questions. I have run many such houses.