Black household loan 1, looking for a loan company. Lending companies usually value collateral more than personal credit. If the borrower borrows money through the loan company and can provide collateral, it will be easier to obtain funds.

2. Private lending

3. Black bank households who want to apply for loans can try to apply for loans from banks through local loan companies, which is also one of the channels for black bank households to apply for loans.

In this case, the loan company may ask the borrower to provide more proof of repayment ability when handling the loan. If the borrower has a mortgage, a real estate and a stable job, the pre-loan review will be more severe. At the same time, if a bank black household applies for a loan, the lending institution may raise the borrower's loan interest rate or reduce the borrower's loan amount as appropriate.