Through a single stroke:

① The loan term shall not exceed 10 year (inclusive);

(2) The loan term plus the life of the mortgaged property shall not exceed 40 years in principle.

By means of revolving credit:

① The longest credit period shall not exceed 30 years, and the credit period plus the fixed number of years of mortgaged property shall not exceed 40 years in principle;

② The term of a single loan under the credit line shall not exceed 10 year (inclusive).