If you can't change the loan, you will show a kind of fear and impetuousness, so you should calm yourself down and think calmly at this time. Behind the loan is actually a lack of financial knowledge and risk control. The reason why you can't change it is because most of them are active income and need to work to get income. One must learn financial business to create passive income. Create asset management. Learn to nip in the bud.
This epidemic has increased many people's holidays. According to local government documents, after February 10, construction will basically start one after another except Hubei province, but many people can't live normally, let alone return to work to earn money, because many places have closed their villages and roads.
Nowadays, many post-80s and post-90s are under great pressure. Mortgage, car loan, students' schooling and family living expenses all need money. So once they don't go to work or lose their jobs, many people will not repay their loans.
However, the CBRC and other departments jointly issued the Notice on Strengthening the Party's Leadership and Providing Strong Political Guarantee for Winning the Epidemic Prevention and Control Work. As mentioned in the content, financial institutions have appropriately inclined credit policies for those who are hospitalized or isolated due to new pneumonia, those who need to isolate observers due to epidemic prevention and control, those who participate in epidemic prevention and control, and those who temporarily lose their income sources due to the epidemic, flexibly adjusted personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postponed the repayment period.
In general, it means encouraging medical personnel, government workers and those who temporarily lose their income sources due to epidemic prevention and control. If personal loans and credit card overdrafts are overdue during the epidemic, the repayment period will be reasonably delayed, which will not be regarded as a breach of contract for the time being and will not be included in the list of defaulting customers. However, consult the local bank for details.
I believe that under the leadership of the CPC Central Committee, the epidemic will not be long before everything will develop in a good direction. Our wallets will also swell up slowly.