Life is full of maojiu, and virtue is naturally fragrant. The friendly answer is:1-the provident fund cannot be used across regions and can only be purchased by the parties concerned. You can apply for provident fund at the deposit place, and you can apply for a loan to buy a house once a year. 3- Baoding's provident fund requirement is to deposit for more than one year before applying for a loan.
2. Can Beijing Provident Fund borrow money to buy a house in Baoding?
Answer: Beijing Provident Fund can be used in Baoding. First of all, you need to consult the developers in Baoding whether they can use provident fund loans. If you can, you can apply for a provident fund loan at the provident fund management institution in Beijing, and the process is the same as buying a house in Beijing. Beijing Provident Fund Management Department will transfer the provident fund loan to your designated Baoding account, and then you can buy a house in Baoding.
3. Can the provident fund paid by Baoding buy a house in Beijing?
Baidu search "room baby community", where many room friends exchange their experience in buying a house, the process of buying a house, and the knowledge of buying a house with loans. It will certainly help you. If you don't understand, you can ask questions and professionals will help you answer them.
4. Can Beijing Provident Fund buy a house in a different place?
Beijing's provident fund can buy a house in other places. The application conditions are as follows: 1. The applicant must purchase self-occupied housing in the local household registration, and be the property owner or owner of the purchased housing. 2, the applicant must be normal and full deposit housing provident fund for more than six months. 3. The applicant and spouse have no outstanding housing provident fund loans. 4 to provide the guarantee procedures approved by the city housing provident fund management center. Provident funds can be bought in different places. According to the current provident fund withdrawal policy, eligible employees can withdraw provident fund from their own houses that have acquired property rights outside the city. Eligible employees refer to the household registration certificate or work certificate of the city where the house is purchased. When buying a house in other places, local employees should provide their own and their spouses' ID cards, provident fund cards, purchase contracts, real estate licenses, full payment and household registration certificates or work certificates. In addition to the above information, the loan contract and repayment certificate are also required for the purchase of houses by employee provident fund loans. Employees who purchase houses with loans can withdraw the down payment at one time or repay the loans on a monthly basis. After the employee withdraws the down payment, he only needs to provide the provident fund card, ID card and repayment voucher to repay the loan on a monthly basis. For buyers who purchase houses in different places, the withdrawal of housing provident fund is implemented in the same city, and employees can choose any management department nearby to handle related withdrawal business. Because the purchase of foreign housing needs manual verification, it is usually completed within 3 working days, and employees are informed whether it can be handled. Legal basis: Regulations on the Management of Housing Provident Fund Article 5 The housing provident fund shall be used for employees to purchase, build, renovate or overhaul their own houses, and no unit or individual may use it for other purposes. Article 10 The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management centers in accordance with the principle of simplification and efficiency, and be responsible for the management and operation of housing provident fund. County (city) does not set up housing provident fund management center. The housing provident fund management center specified in the preceding paragraph may set up branches in qualified counties (cities). The housing provident fund management center and its branches shall implement unified rules and regulations and conduct unified accounting. Housing provident fund management center is an independent institution directly under the Municipal People's Government, which is not for profit.