First of all, the loan has bought a suite, the commercial loan has been settled, and then the loan is used to buy a house-the first set. If the loan is not settled-two sets.

Two, there are two sets of commercial loan records in the name of the individual, one set has been paid off, and the other set has not been paid off. At this time, the refinancing was identified as more than two suites.

Three, one of the husband and wife to buy a house before marriage to use commercial loans, the other party to buy a house before marriage to use provident fund loans, after marriage, the two want to borrow money in the name of husband and wife. If the loan has been paid off, banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to specific factors such as the borrower's solvency and credit status; If the loan is not paid off-it is more than two suites.

Fourth, I bought a suite in full and bought a house with a loan-the first set.

5. I bought a suite in full and sold it later. The house registration system couldn't find the property, and then I borrowed money to buy the house-the first set.

Six, the local housing registration system does not have the query conditions, the bank due diligence to verify that the buyer has a house, and then loan to buy a house-the first set.

Seven, personal name has two suites of commercial loan records, have been paid off and sold, and at the same time can provide two sets of housing sales certificates, in this case, when re-lending-the first set.

Eight, a suite of commercial loans have been paid off, and another set of provident fund loans have also been paid off. Apply for a commercial loan before buying a house-the first set.

Nine, husband and wife, one party has a house before marriage but no loan record, the other party has a loan record before marriage but no real estate under its name, and buys a house and applies for a loan after marriage-the first set is counted.

10. I bought more than two houses with loans and later sold them. I can't find the property through the house registration system, but I can find the loan record in the bank credit information system and then borrow money to buy a house-the first set.