The mortgage interest rate of China Construction Bank in 2022, the commercial mortgage interest rate: 1 year LPR is 3.65%, and the LPR over five years is 4.3%. The mortgage interest rate of CCB is 4. 1 for the first set and 4.9 for the second set. Interest rate of individual housing provident fund loan: 2.6% for less than five years (including five years) and 3. 1% for more than five years. China Construction Bank's mortgage interest rate is also unified with the central bank's policy adjustment. Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range. The mortgage interest rate in China is not always constant, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates. The mortgage interest rate in China is uniformly stipulated by the People's Bank of China. If there is a real estate loan in a bank, the loan should pay interest at the interest rate stipulated by the bank. This interest rate is the mortgage interest rate. 2065438+June 7, 2002, the central bank issued an urgent document to commercial banks, requiring that the lower limit of the floating range of individual housing loan interest rate of commercial banks should still be 0.7 times of the benchmark interest rate.