Unsecured and unsecured, most personal loans provided by traditional financial institutions require borrowers to provide collateral and other guarantees, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit. 7*24 hours service, the fastest 1 minute to complete the loan.
Second, "micro-loan" relies on strict risk control rules and complete technical support system to provide 7*24 hours online service, with convenient and efficient procedures. All processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest.
With the loan, there is no handling fee for prepayment.
Third, most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.
4. Recently, it was said that opening micro-loans requires money, and the quota should be increased. Truth Micro-loan has issued an official rumor statement: Micro-loan is a pure online micro-credit circulating consumer loan product launched by Weizhong Bank, the first internet bank in China, in May 20 15. Micro-loans adopt the official invitation system, which can only be opened through official invitation and the official initiative to increase the quota according to the user's credit history. Any person or organization that needs to spend money to open a small loan and increase the amount is fraud.
Verb (abbreviation of verb) 2065438+Since the microfinance was officially launched on April 26, 2006, the number of microfinance borrowers has exceeded 30 million, and the accumulated loans have exceeded 30 billion yuan.
20 16 May16, Internet bank Weizhong Bank released the latest report card, and its core business "micro-loan" issued loans totaling more than 40 billion yuan in the past year, with more than 30 million active credit customers.
By the end of 20 19, "micro-loan" had issued more than 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces, municipalities directly under the central government and autonomous regions, with a cumulative amount of more than 3.7 trillion yuan.