From the online lending platform in Beijing to the local online lending platform, there is no substantive plan, but there are indeed a bunch of harvesting plans. The final answer is that it is more difficult for more than 10,000 lenders to get back the principal normally, and there is no reason not to prepare. A rational plan can deal with the lender's losses in blocks.
Recently, some lenders reported that they were ill, but the platform has not been fulfilled until now, and finally it was "delayed". It is no exaggeration to say that they indirectly lead to difficulties in everyone's life, and even some people look down on illness and their sons can't afford to get married. Now, the lender urgently needs to recover the funds.
Since 2023, the relationship between creditor's rights and debts of online loans has been broken. Wang Qiang, an expert, believes that it is necessary to promote the fulfillment of the promise and let the borrower repay the loan normally. Why do you say that?
First, this is a triangular debt relationship, but there is a judge's judgment platform that has nothing to do with it. After this debt is broken, the payment by the lender looks much simpler. However, if the online lending platform does not cooperate with providing data, it will be more difficult for lenders to pay. Lenders can judge whether there is a real borrower by suing the borrower, but what about the borrower's high interest rate? Therefore, it is necessary to promote the fulfillment of commitments and let borrowers repay normally.
Second, without any help, the top management will not give the borrower money. They are more willing to occupy the borrower's funds, so both borrowers and borrowers need help. However, the borrower said that there was no problem, and they did not repay at a high interest rate, waiting for normal repayment. Lenders believe that the platform has the responsibility to bring high interest rates to everyone. Do they still want to get away with it?
Third, the borrower's normal interest has been repaid. This is because when checking the platforms on 20 19, some platforms also accessed the credit information of the central bank, and some illegal platforms also accessed the credit information of hundreds of banks, especially for the current microfinance and financial consumption. Banks collude with small loans and charge high interest, but banks are not afraid of borrowers not paying back, so lenders are different, because lenders' funds are still on online loans.
The experts are right. If we want to carry out financial credit normally, we still need supervision. Online loan executives cannot be allowed to encroach on the interests of most people. This is not right. Similarly, it is easy for borrowers not to take the initiative to repay. The best way is to pay the lender directly, and the lender can be considerate of the borrower. As for online loan executives, it depends on the severe punishment in the later period. There is currently no maximum penalty. What do you think is the best way to punish online loan executives?
Related Questions and Answers: Related Questions and Answers: Some experts say that online loans kill more than 30,000 people a year and destroy hundreds of thousands of families. What do you think of this? Online lending is harmful. In fact, many times, we don't particularly need money. It's just that online loans make money too easy and too easy, which leads people to apply for loans blindly, followed by consumption in advance, overdraft and robbing Peter to pay Paul. In the long run, one day, you can't afford it. At that time, you will find that you borrowed a lot of platforms, and almost all the information such as address book, home address and work address were taken away. Every day, you are harassed and threatened. At the same time, your family and friends are also harassed and threatened. All the accusations are directed at you, and you will find that you have abandoned your loved ones. Nobody trusts you, and nobody cares about you!
Online lending is a chronic poison. If the state or various institutions do not rectify management, society will become more and more dangerous. Most people don't want to pay back the money, but they are harassed by penalty interest and threats, and finally they go to no return. This is harmless. What is this? There are no companies that collect money through formal channels, and they are all outsourced. Almost no companies that collect money are completely reasonable and legal. As long as the country wants to check, it will be accurate! Will you still speak for online lending? Said it solved your urgent need? Look at the advertisements now. Most of them are advertisements for online loans. Why do they have high profits and low risks and are euphemistically linked to the national social credit? This is not condoning illegal crimes. What is this? Therefore, it is inevitable that the state has not fulfilled its responsibility of supervision and management to a certain extent.
I hope that the state will strictly ban online lending, let the society clear the field, let those who need money get it through formal channels, and give those who can't afford it for the time being some time to find a way to pay it back. As long as the debt is not malicious and completely incompatible with illegal crimes, it should be a lending institution and a collection institution. If you use the state's financial power to lend at will, you should go to hell to pay your debts without due diligence and collection according to regulations!