You just turned 18, so you can't apply for installment mobile phone, because you don't have a stable job and can't repay the loan, so you can't apply for installment mobile phone.

What are the requirements for buying a mobile phone by stages? Do I have to be 18 years old?

Installment payment must be at least 18 years old, and it is not allowed to apply for installment payment under 18 years old because of lack of repayment ability and full capacity for civil conduct. Requirements for installment payment:

1. The age is between 18 and 65 years old.

2. Have a stable salary or a stable job.

3. Have full capacity for civil conduct.

4. Have repayment ability, good personal credit and no bad record.

Extended data:

Find out the scope of installment payment. Banks have different ways to pay by installment. In addition to the goods in the credit card installment catalogue, some banks have specific requirements on the place and amount of purchase.

For example, GDB card can apply for a single installment payment in 500 yuan, and you must call customer service to register before spending; China Merchants Bank can apply for installment payment when spending in Gome, B&Q and other places. It is important to find out whether this consumption can be paid in installments before shopping.

Accurately calculate the handling fee. Nothing for nothing. Although credit card installment payment is free of interest, the handling fee is inevitable. You need to calculate the handling fee to be paid before consumption. If the price is acceptable after adding the handling fee, it is not too late to swipe your card again.

Reference: installment repayment-Baidu Encyclopedia

18 years old, what platform can stage mobile phones?

Just over 18 years old can stage mobile phone software, above JD.COM. Or Taobao.

There are other shopping platforms, if they support installment payment. Just turned 18 years old, and can't pay by installment yet. Because you need/kloc-people over 0/8 years old. And have the responsibility to take things. Must have money in the bank card, Alipay ID card, and need my authentication.

I want to buy a mobile phone in stages in the mobile business hall. So what conditions and certificates are needed for staging?

I want to buy a mobile phone in stages in the mobile business hall. You need to be at least 18 years old and bring your ID card and bank card.

For college students, if you want to buy a mobile phone by installment in a mobile phone shop, you must show your ID card, student ID card and bank card. If you are already working, you only need to prepare your ID card and bank card to buy your mobile phone by stages.

In addition, mobile phone stores also have relevant requirements for installment payment of bank cards used by buyers, requiring that mobile phones must be purchased by credit cards, and the overdraft limit of credit cards must be greater than the price of the purchased mobile phones, otherwise installment payment cannot be made.

Extended data:

Precautions for installment payment of mobile phones:

1. You should read the contract carefully, especially the interest and default clauses, before you borrow by installment.

2. Note that some services in the contract are optional and can be selected according to your own situation.

3. The installment fee is often directly related to the number of installments, so you should choose the most suitable number of installments according to your own situation.

4. Remember the date of monthly repayment to avoid liquidated damages or bad credit records due to overdue repayment.

5, to see the conditions of early repayment, know the charge and calculation in advance.

Legal basis: Article 39 of the Law of People's Republic of China (PRC) on the Protection of Consumer Rights and Interests;

Disputes over consumers' rights and interests between consumers and operators can be resolved through the following channels:

(a) negotiated with the operator.

(2) Requesting consumers' associations or other mediation organizations established according to law to mediate.

(three) to complain to the relevant administrative departments.

(four) according to the arbitration agreement reached with the operator, submit it to an arbitration institution for arbitration.

(five) to the people's court.