"Douduoduo" is a quick-return annuity insurance with a good return of 3.6%. It can also be attached with a universal account, and the guaranteed interest rate is 3.6%. Friends who want to buy insurance should pay attention to the precautions ~ "Not everyone can buy Diamond multi-year financial insurance, please be careful and make a decision after reading it"

Sun Life Everbright Insurance Company underwrites Diamond multi-year financial insurance . If you want to better understand insurance products, you must first start with the insurance company. 1. Basic information of Everbright Sun Life Insurance Company

Everbright Sun Life Insurance Company was established in 2002 with a registered capital of 5.4 billion yuan. Its shareholders are Everbright Group and Sun Life of Canada. State-owned Beijing also includes Anshan Iron and Steel Group, China Ordnance Industry Group.

This company's comprehensive solvency is 200.36, its risk rating is A?, and there are no operating problems. ?2. Basic insurance rules for the protection of "Duanduoduo" annuity insurance The insurance age span is wide, and friends from 30 days old to 65 years old can apply for insurance. If you want to insure education funds for your children at home, this product is also worth considering.

However, it should be noted that annuity insurance requires a long period of accumulation before you can obtain high returns. Because it is compound interest, the returns will be higher in the future.

2. Short payment period

The payment period of Zuoduoduo is divided into 3 years and 5 years. When the total premium of annuity insurance is the same, the shorter the payment period, the lower the income will be. will be higher.

3. Universal account

To put it simply, you can think of Zuiduoduo as two capital accounts: an annuity account and a universal account.

Annuity account: Returns a fixed amount of money over a specified number of years.

Universal account: If you do not receive an annuity, it will automatically enter the universal account for appreciation.

The universal account of Diamond Multi-Year Financial Insurance is "Zenglibao Exclusive Edition Annuity Insurance (Universal Type)". The recent settlement interest rate of this universal insurance is 5.3, which is relatively high.

4. Fast return

Compared with social security, annuity insurance does not need to wait until a fixed age to receive it.

This is especially true for Zuiduoduo. This product starts to return money after the 5th year of the policy.

5. How to receive Diamond multi-year annuity insurance

Diamond multi-year pension insurance starts from the fifth year of the policy. The annuity returned every year is the annuity paid in the previous period. Add another 10.

After the product expires, 1.05 times the paid premium will be refunded.

To sum up, if you are buying for children or those who are looking for quick returns, you can consider Dingduo multi-year gold insurance.

I hope the above information can help you!

Source: Dadabao