First of all, the approval of the loan is related to the specific situation, including your credit history, income, debt burden and the policies of the lending institution. The loan amount provided to you by the loan intermediary may be preliminarily estimated according to your qualification evaluation.

Secondly, the handling fee of 8% is relatively high, so before accepting the loan, you should read and understand all the relevant terms and expenses carefully to ensure that you understand and accept these expenses.

It is important to be alert to possible fraud. When choosing a loan intermediary, you must choose a formal and reputable institution. We can get their feedback and evaluation by consulting friends and family or conducting online research.

The best practice is to consult a number of loan intermediaries, compare their conditions, fees and reputation, and provide them with detailed financial information in order to obtain an accurate loan amount evaluation.

Finally, I suggest consulting a professional financial consultant or lawyer before making a decision to ensure that the choice you make is in line with your financial goals and interests.