Used AliPay to buy a house loan. Alipay housing loan application conditions are simple, as long as you have a real-name authentication Alipay account. Personal Alipay purchase loans are used for personal purchase and buyer transactions, and corporate Alipay purchase loans are used for business and buyer transactions. You can choose your own loan term for the house purchase loan, and the repayment period needs to be within the time limit you apply for. Alipay will also send SMS notification within one week before the repayment date.