The first home loan interest rates of the four major banks in Shijiazhuang are basically 5.25% to 5.39%, and the down payment ratio is 30%; Among them, China Bank offers different mortgage interest rates according to different cooperative nature, ranging from 5.39% to 5.5%; For commercial banks, the best interest rate for the first home loan of Industrial Bank is 5.25%; China Merchants Bank is about 5.3% and Hebei Bank is 5.4%.