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What is the charge before mortgage?
1. What is the general mortgage fee?

The mortgage registration fee is charged by the property right registration center when handling mortgage loans, and each set of 80 yuan. According to the regulations, if you buy an auction house, there are two steps in the whole purchase process to generate mortgage registration fees: one is the 80 yuan/piece generated when the buyer signs the pre-sale contract of commercial housing and applies to the loan bank for pre-registration of pre-purchased commercial housing mortgage.

Second, how much does it cost for the bank to mortgage the property?

The mortgage registration fee charged by the Housing Authority is fixed, and each house is 80 yuan. Non-residential every piece of 550 yuan.

The mortgage registration fees charged by banks are different. The mortgage registration fee charged by the bank is partly paid to the Housing Authority and partly the bank agency fee. In the latter case, the charging standards of banks are different. For example, in Hubei, CCB charges 200 yuan/mortgage registration fee per household, while ICBC charges it according to the registered house price standard, while 300 yuan charges less than 1 10,000.

Regarding the mortgage registration fee charged by the bank, the bank's charging standard will be reported to the Banking Regulatory Bureau for approval, and then the bank will publicize it in the charging standard. Banks may charge different fees, but as long as they are approved by the banking regulatory bureau, banks have the right to charge. However, if the bank does not publicize it, this agency fee may not be paid.

3. What is the general mortgage fee?

The mortgage registration fee is charged by the property right registration center when handling mortgage loans, and each set of 80 yuan. According to the regulations, if you buy an auction house, there are two links in the whole purchase process that generate mortgage registration fees:

One is the 80 yuan/piece generated when the buyer applies to the loan bank for pre-registration of pre-purchased commercial housing mortgage after signing the pre-sale contract of commercial housing.

4. What is the mortgage registration fee?

The mortgage registration fee to be paid for the housing loan is 80 yuan, which shall be paid to the Housing Authority.

Mortgage registration fee refers to the mortgage registration fee paid by the mortgage lender to the Housing Authority when handling the mortgage loan procedures. According to F&Z (1999) No.8 document, residence: mortgage, other rights are registered in 80 yuan (set); Non-residential mortgage is 0.4% of the mortgage amount. The Price Supervision and Inspection Bureau (2008.12.11) clearly stipulates that the standard for owners to handle house mortgage is each 80 yuan.