Financing card belongs to consumer card, which refers to the prepaid value of goods or services purchased outside the issuing institution for profit, including consumer cards issued in the form of cards and passwords by using technologies such as magnetic stripe and chip.
What is the main difference between a credit card and a bank card?
Credit cards do not need real-name registration system, and bank cards need real names.
Rongtong card is a kind of consumer card, which is suitable for supermarkets. Bank card is a kind of stored value card. Rongtong Card can be used by more than 600 merchants in Beijing, covering eating, drinking, eating, drinking, living and traveling.
How to get the loan out of the credit card?
First, it is more cost-effective for borrowers who are in the early stage of repayment to repay the loan in advance, because the repayment interest expenses are usually concentrated in the early stage of repayment, so it is more cost-effective for borrowers to repay the loan in advance in the early stage of repayment.
Second, when the borrower's money can pay the remaining balance of the mortgage, but it can't meet other capital needs, it is more cost-effective to choose to repay in advance. Borrowers can use the funds in their hands to repay the loan in advance, and then use this property to apply for a mortgage consumer loan from the bank, and use the mortgaged money for other capital needs to solve their own financing needs.
Application conditions:
1. Any unit or individual can apply for financial card and Fu Na card.
2. The card issuer will issue the card in time, and open the card according to the arrival of the applicant's funds, and the application materials will not be returned.
3. After the card is activated, the cardholder can check the balance on the ATM with the logo of Wanshang Unicom.
There are two ways to apply for an accommodation card: the non-real name registration system and the real name registration system do not need an ID card, but the real name registration system does.