Legal analysis: Ping An Pratt & Whitney sued me. What should I do? Respond positively. 1. Those who use false materials to defraud loans in the process of lending can be suspected of fraud, which is only private lending. 2. Inability to repay, which is a civil dispute and does not involve a criminal offence, can bring a lawsuit to the court for repayment.

Legal basis: Article 119 of the Civil Procedure Law must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Article 125 of the Civil Procedure Law, the people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant fails to submit the defense, it will not affect the trial of the people's court.