Summarized some banks with easy loans, but it still depends on their own qualifications.

Bank of Communications

Enjoy loan and angel loan of Bank of Communications are two kinds of loans that are easy to apply for. As long as your credit information is good and you are a high-quality customer of Bank of Communications, this high-quality customer means that you have a credit card, a deposit and frequent and active business dealings with Bank of Communications, then it will be easier for you to apply for a loan and an angel loan.

Ping An Bank

Ping An Bank's new loan is relatively easy to apply for and the threshold is relatively low. As long as the borrower's monthly income exceeds 4,000 yuan and the borrower has worked in his own work unit for more than 6 months (including 6 months), he can apply for a new loan. The loan amount of this new loan ranges from 10000 yuan to 500000 yuan, and the loan period can also be freely chosen by the borrower. In fact, there are 12 months, 24 months, and the longest time is 48 months, and the release speed is relatively fast.

Shanghai Pudong Development Bank

Shanghai Pudong Development Bank launched a personal online consumer loan product. This product is Puyin Integral Loan. The fastest lending speed of this Puyin Integral Loan is within 5 minutes, and the maximum lending amount can reach 300,000 yuan. As for the application method of this Shanghai Pudong Development Bank, borrowers can apply directly through online banking, WeChat banking, mobile banking and other channels.

China Merchants Bank

E-loan of China Merchants Bank is relatively easy to apply for. This is a credit card loan. E, the loan interest rate is relatively low and the loan speed is also very fast. No information, no mortgage, just online application, and the application can be completed within 30 seconds at the earliest. The repayment time you choose is at least 3 months and the longest is 24 months.

Guangdong Development Bank

The e-second loan of Guangfa Bank is an Internet loan product. The amount of credit loan it can provide is 50 million to 300,000 yuan, which is repaid with the loan and bears interest on a daily basis.

What bank loan is good?

Hello, ICBC.

1, Industrial and Commercial Bank of China

ICBC's personal comprehensive consumption loan has a wide range of consumption purposes, a high loan amount and a long loan period.

2. China Merchants Bank

Credit loans of China Merchants Bank can be issued by stages according to customers' needs, and the sum of each loan amount does not exceed the approved loan amount. Each loan has the same loan term and repayment method.

3. China Construction Bank

CCB has a high loan amount, a wide range of consumer uses and a low loan interest rate. The fast e-loan launched by CCB has an interest rate of around 7.6%.

4. Industrial Bank

The longest credit period of the comprehensive personal consumption line of Industrial Bank can reach 10 year. During the credit period, the line is reused, and the used line can be recovered after the loan is repaid.

Extended data

Matters needing attention in loan are as follows:

1. The information provided to the bank shall be true, the address and contact information provided shall be accurate, and the bank shall be informed of any change in time;

2. The loan purpose should be legal and compliant, and the transaction background should be true;

3. According to your repayment ability and future income expectations, choose the repayment method that suits you;

4. Apply for a loan amount according to your own ability. Usually, the monthly repayment amount does not exceed 50% of the total family income;

5. Read the terms of the contract carefully and understand your rights and obligations;

6. Repay on time to avoid bad credit records;

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan;

8. prepayment must be handled by communicating with the bank one month in advance.

9. When foreigners apply for commercial loans, banks generally require borrowers to have stable income in the local area, but also to open household registration certificates (some banks also require employment certificates), while housing guarantee companies require foreigners to apply for temporary residence permits in addition to local income.