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How to use student ID card for loan?
First, how to use the student ID card for loan?

1, materials required to apply for national student loans:

1) national student loan application;

2) Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent application)

I am interested in the family economy.

4) Take legal responsibility for the authenticity of the family economic materials issued by the relevant departments where the students' families are located.

2. The national student loan is an important measure for the CPC Central Committee and the State Council to complete the department by financial means and increase the financial assistance for students from poor families in colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan led by the government, subsidized by the government, financed by the government and subsidized by universities, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

3. There are four main forms of loans: national student loans; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the strength and scale of national student loans are the main contents.

Second, how to apply for student loans?

Students apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, and fill them out truthfully and completely. The materials to be submitted include:

1, national student loan application form.

2. A copy of my student ID card and resident ID card.

3. My explanation of the family's financial difficulties.

4, township, town, street civil affairs departments and county education administrative departments to identify their family financial difficulties.

5. Other supporting documents and materials required by the bank or school.

Conditions for applying for college student loan:

1, full-time college students, can provide student ID card or admission notice;

2. Have China nationality and can provide my legal identity certificate;

3. The family's financial difficulties are not enough to bear the tuition and living expenses during school;

4. study hard and be able to complete your studies normally;

5. Have full capacity for civil conduct;

6. Good credit record.

Third, how to use the student ID card for loan?

How to apply for a national student loan with a student ID card 1 loan: 1) Application for a national student loan; 2) Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan); 3) My explanation of the family's financial difficulties; 4) Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them. 2. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan led by the government, with financial subsidies and certain risks compensated by finance and universities, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. 3. There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

How to use a student ID card loan If you apply for a personal loan at China Merchants Bank, at present, China Merchants Bank stipulates that the lender must be 18 years old and the loan age must not exceed 70 years old. If minors need to apply for a loan, they can try to have their parents (or one of them) as the same loan applicant; Whether it can be handled specifically, I suggest you contact the personal loan department of the local China Merchants Bank outlet for details. Information generally needed to apply for a loan: identity information: ID card, military officer's card, etc. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ; Proof of use: the first floor is the purchase contract, down payment invoice, etc. ; Second-hand building refers to the original house ownership certificate, house purchase contract and down payment receipt confirmed by the seller; Decoration loan is a renovation contract or agreement signed with the decoration company; Proof of repayment ability. Other materials need to be submitted for the specific loan application, and the loan handling bank needs to be contacted for detailed confirmation when applying for the loan.

How to get a discount on buying a train ticket with a student ID card? The student ID card says Taizhou, and there is definitely no discount for going to Yangzhou. The train station will only sell student tickets according to the interval written on your student ID card.

With the student ID card, is the scenic spot half price? The specific charging standard is determined by the scenic spot. For example, whether the student ID card provided is acceptable. If yes, how much is the fare ~ not necessarily half price.

McDonald's uses a student ID card for half price, as long as it is a college student ID card. The time is between 10 and 12 in the afternoon.

Young people who buy train tickets with student ID cards should sit in hard seats.

Is the train ticket discounted with a student ID card? Yes, I often travel between Ningbo and Shaoxing by train. It only takes 19 yuan to pay for the student ID card in 25 yuan, which means a 25% discount.

Can I buy a train ticket with my student ID card? Hard seats are 50% off and hard sleeper trains are 7.5% off, but you need an ID card when you pick up the ticket. I must bring them both.

Is it half price to take a bullet train with a student ID card? This is not half price.

Is there a discount for Dell to buy with a student ID card? After ordering online, you need to send them a copy of your student ID card.

Fourth, the specific process of student loans

Bring all documents to the Student Financial Assistance Management Center of the Education Bureau of the place of origin.

Students who want to apply for student-origin student loans, with their ID cards, household registration books, college admission notices (freshmen) or college student ID cards (students), go to the district (city) or county student financial assistance management center where their household registration is located to receive the application form and fill in the personal information of the students and their parents (or other legal guardians). After that, the applicant will send the application form to the street (township) civil affairs department for review, affix the official seal and return it to the district (city) county student financial assistance management center. The district (city) county student financial assistance management center conducts a preliminary examination of the application form, submits it to the loan bank, and the loan bank signs a loan agreement with the applicant, and lends after the final examination meets the requirements.

Special reminder: 1. Freshmen apply with the letter of admission, and students at school need to have the school's tuition standard, bank name, payee name, account number, etc. 2. When handling the application procedures, the students and their parents (or other legal guardians) must sign and affix their personal seals at the same time, and when the transfer is officially made 20 days later, the students and their parents (or other legal guardians) must sign and affix their personal seals at the same time.