2. Medical insurance: accumulated over 10 years, you can enjoy it directly for free after retirement, and you don't need to continue to pay;

3. Maternity insurance: you must pay maternity insurance for one year, and you must be insured when you give birth to enjoy maternity allowance;

4. Unemployment insurance: you must pay for one year to receive one month's unemployment benefits, and you can't enjoy unemployment benefits for more than 24 months at the longest, provided that you are involuntarily unemployed;

5. Housing provident fund: If the unit needs to pay the housing provident fund in full for 6 months, it can use the provident fund loan to buy a house;

Individuals who pay the housing provident fund can use the provident fund loan after paying in full 1 year.

According to the provisions of the Social Insurance Law, receiving the basic pension on a monthly basis must meet two conditions: first, it must reach the statutory retirement age; Second, the accumulated contributions of individuals participating in basic old-age insurance have reached 15 years. It should be noted that the minimum payment period is 15 years, which does not mean that you can not pay 15 years. For employees, payment is a mandatory obligation stipulated by law. As long as you are employed in an employer, you should pay in accordance with state regulations. At the same time, the individual's enjoyment of the basic pension is directly related to the individual's payment period. The longer the payment period, the larger the payment base, and the more pensions you receive after retirement.

According to China's medical insurance system, the insured can enjoy relevant medical insurance benefits after retirement and no longer pay medical insurance premiums. However, the payment period of this medical insurance is not uniform everywhere, generally ranging from 20 to 30 years, and the payment parameters are different. If the relationship between off-site employment and medical insurance cannot be transferred and accumulated, it may affect the future retirement medical insurance benefits. It should be noted that the "cumulative payment" mentioned here refers to the payment of basic medical insurance premiums for employees according to the years stipulated by the state, but does not include the payment years of the basic medical insurance system for urban residents and the new rural cooperative medical system.

In addition, unemployment insurance benefits are generally limited by the payment period. According to the relevant regulations, before unemployment, the employer and I have paid unemployment insurance premiums for one year and can receive unemployment insurance benefits from the unemployment insurance fund. Of course, this is only one of the conditions for receiving unemployment insurance benefits, and other conditions need to be met before receiving unemployment insurance benefits. You also need to consult the local social security bureau.

Maternity insurance in "five insurances and one gold" is similar to unemployment insurance. If you want to enjoy maternity insurance benefits, you need to participate in enterprise maternity insurance for one year, which is generally the minimum payment period of maternity insurance. As for other reimbursement conditions, you need to consult the local social security bureau.

legal ground

According to Article 16 of the Social Insurance Law of People's Republic of China (PRC), individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.