This year's epidemic online loans are overdue. According to relevant public information, the impact of this year's epidemic on the online loan industry is very significant. The online loan industry is facing stricter supervision and management, and the resulting increase in loans overdue rate. According to the data of the regulatory authorities, the overdue rate of the online lending industry has improved significantly this year compared with last year, so that in April, the overdue rate of most online lending platforms exceeded 10.