1. Original and photocopy of the borrower's valid identity certificate;
2. Local permanent residence or valid residence identity certificate;
3 proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill and insurance policy;
4. Pledge, list of collateral and ownership certificate required for the borrower to obtain the amount of pledge and mortgage, as well as written documents of the owner and the real estate agreeing to pledge and mortgage;
5. A written document that the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount;
6, the guarantor's credit certification materials;
7. Collateral appraisal report issued by the appraisal department recognized by the society;
It is also possible to satisfy the first three items. You can go to the gold rush. Taojindi has a financial service channel for personal and small and micro enterprise loans specially created for Taojindi members. The next payment is quick and free.