You can get a loan in the same year.
Credit cooperative loans can be divided into different types, and even there are many different policy loans everywhere. As long as you meet the loan conditions and have the corresponding repayment ability, even if a person is in different counties, you can have multiple loans. If a household registered in the household register is husband and wife and is relatively capable of lending, the credit cooperative is willing to lend.
I want to borrow money from rural credit cooperatives. My husband and wife have a rural hukou and a city. ...
Sure,
Bank loans mainly consider your mortgage repayment ability, personal reputation and so on.
It has nothing to do with the hukou.
I want to get a loan from the rural credit cooperative. Can my husband and wife get rural hukou and urban hukou?
You can get a loan in the same year.
Credit cooperative loans can be divided into different types and even returned everywhere. As long as they meet the loan conditions, people in different counties can have multiple loans. If a household registered in the household register is husband and wife and is relatively capable of lending, the credit cooperative is willing to lend.
4. The loan certificate of rural credit cooperatives requires the presence of both husband and wife before the loan can be made?
Need to provide collateral or guarantee, simply using a marriage certificate is not enough; At present, the provisions on credit union loans can be used for reference:
1, three secured loans The three operating economic entities are linked by their respective industrial and commercial certificates, guaranteeing each other and lending to banks; Requirements for loan procedures: provide my identity certificate, household registration book, marriage certificate, industrial and commercial certificate, tax certificate, cash flow, business status and other relevant certificates, and the repayment person is the person in charge of various businesses;
2. Mortgage loan is based on real estate, that is, real estate (real estate) is used as collateral, and the business enterprise (business license) is used as the lender to apply for a loan. Requirements for loan procedures: identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), business license, tax registration certificate, income certificate, bank capital flow and house evaluation report;