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There is a house in Guangzhou (no specified share) without any loan. Is buying a house in Shenzhen the first set? Can I borrow 30% for the first suite?
Count to two.

The identification standard of the second suite is that two or more properties owned by individuals belong to the second suite.

The circumstances identified as the second suite are as follows:

(1) own a house and buy a house for adult children.

(2) If you own a house, you can buy it again in the name of minor children in accordance with the second suite policy.

(3) If you have a property under your name when you are a minor, you can buy a house with two sets of loans when you are an adult.

(4) If you buy a house in full, you can buy a second suite with a second loan.

(5) If there is a loan to buy a house, the loan to buy a house after the sale is also considered as a second suite.

(6) Use commercial loans to buy a house first, and then use the provident fund to buy a house.

(7) One party borrows money to buy a house before marriage and buys it in the name of the other party after marriage, and the accounts are not together.

(8) Purchase a house by joint loan after marriage, and then purchase a house after divorce.

(9) If you have a commercial apartment in your name, buy an ordinary house.