You do not necessarily need to go directly to the bank to handle it. You can choose to handle it online or offline according to local policies and regulations. 1. Understand the provident fund early repayment policy

First of all, you need to understand the provident fund early repayment policy in your region, including the conditions for early repayment, required materials, processing procedures, etc. This information can usually be found on the official website of the local provident fund management agency or bank.

2. Prepare the materials required for early repayment

When preparing for early repayment, you need to prepare relevant supporting documents and materials, such as ID card, provident fund account information, repayment Plan etc. Ensure the authenticity and completeness of these materials to facilitate smooth early repayment procedures.

3. Choose the processing method

Based on your actual situation and local policies, you can choose to handle early repayment online or offline. Online processing is usually more convenient, and you can do it through the official website, mobile APP, etc. Offline processing requires you to go to the provident fund management agency or bank counter in person.

4. Follow the process

According to the selected processing method, follow the corresponding process. When applying online, you need to log in to the relevant platform, fill in the early repayment application, upload the required materials, and submit the application after confirming that the information is correct. When applying offline, you need to go to the designated location, submit relevant materials, fill in the application form, and wait for review.

5. Waiting for review and processing

After submitting the application, you need to wait for the provident fund management agency or bank to review and process it. After passing the review, you will receive a notification of successful early repayment, and the balance in your provident fund account will be reduced accordingly.

In summary:

Early repayment of provident fund does not necessarily require going to the bank directly. You can choose online or offline processing methods according to local policies and regulations. Before applying, please make sure you understand the relevant policies and procedures and prepare the required supporting documents and materials. After following the process, just wait for review and processing.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 27 stipulates:

Employees have one of the following circumstances , the balance in the employee housing provident fund account can be withdrawn:

(1) Those who purchase, build, renovate or overhaul their own housing;

(2) Those who retire or retire;

(3) Completely losing the ability to work and terminating the labor relationship with the employer;

(4) Leaving the country to settle down;

(5) Repaying the house purchase loan Principal and interest;

(6) The rent exceeds the prescribed proportion of family wage income.

Article 31 stipulates:

Employees who pay housing provident funds may apply for housing provident fund loans from the Housing Provident Fund Management Center when purchasing, constructing, renovating, or overhauling their own homes. .