The interest rate standard of student-origin student loan is determined according to the benchmark interest rate of the central bank in the same period of the year. Because the loan term of the student-origin student loan is at least 6 years, the loan interest rate will be implemented with reference to the central bank's 5-year loan interest rate. At present, the benchmark interest rate of the central bank's loans for more than five years is taken as an example: 8,000 yuan is loaned through students' origin loans, and the annual interest is 8,000 × yuan.
In addition, if the benchmark interest rate of central bank loans is adjusted, the student-origin loan will be adjusted at 65438+February 2 1.
For example, if the benchmark interest rate of a five-year loan is adjusted from 5%, the annual interest of a loan of 8,000 yuan is 8,000× 5% = 400 yuan.
From the above, we can see that the interest rate of student loan is not very high. In addition, the state will fully subsidize the interest of students during their school days. Therefore, there is not much interest on student loans from students' places of origin.