The crime of fraudulently obtaining loans. .

The crime of fraudulently obtaining loans and the crime of re-lending at high interest rates are both set in the same article of the Criminal Law. Subjectively, neither crime has the purpose of illegally possessing loans, but there are certain similarities in objective behavior. If an actor fraudulently obtains a loan and then re-lends it to others at a high interest rate, his behavior may be consistent with the crime of fraudulently obtaining a loan and the crime of re-lending at a high interest rate. The final choice of which crime to apply must take into account the actor's illegal income and the status of the bank or other financial institution. Losses, etc. For those that cause major losses to banks or other financial institutions, the crime of fraudulently obtaining loans is generally chosen to highlight the deceptive nature of the crime and its serious harmfulness to the financial order; if no major losses are caused to banks or other financial institutions, the perpetrator shall Those who refinance for profit are generally considered to be guilty of refinancing at high interest rates.