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The second borrower of micro-loan has not signed it, but it is recorded. Is there any legal responsibility?
The second repayment of small loans, unsigned but recorded, can be used as evidence. After verification, it can be used as the basis for ascertaining the facts, so the second repayment needs to bear joint legal responsibility.

The recorded electronic data and legal evidence shall be valid only after comprehensive and objective examination and verification in accordance with legal procedures.

According to the Civil Procedure Law of People's Republic of China (PRC)

Article 63 Evidence includes:

(a) Statements of the parties;

(2) Documentary evidence;

(3) Physical evidence;

(4) Audio-visual materials;

(5) Electronic data;

(6) Testimony of witnesses;

(7) Appraisal opinions;

(8) Records of the inquest.

Evidence must be verified before it can be used as a basis for ascertaining facts.

Article 64 The parties have the responsibility to provide evidence of their own claims.

The people's court shall investigate and collect evidence that the parties and their agents ad litem cannot collect on their own due to objective reasons, or evidence that the people's court considers necessary for hearing a case.

The people's court shall comprehensively and objectively examine and verify the evidence in accordance with legal procedures.

Article 65 The parties concerned shall provide evidence of their claims in a timely manner.

The people's court shall, according to the litigant's claim and the trial of the case, determine the evidence that the litigant should provide and its time limit. If it is really difficult for the parties to provide evidence within the time limit, they may apply to the people's court for an extension of the time limit, and the people's court shall extend the time limit appropriately according to the application of the parties. If a party fails to provide evidence within the time limit, the people's court shall order it to explain the reasons; If the people's court refuses to explain the reasons or the reasons cannot be established, it may reject the evidence according to different circumstances, or accept the evidence but admonish it and impose a fine.