In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(four) the work is transferred from Dongguan, and the household registration is moved out of Dongguan and settled in the whole country;

(five) to repay the loan principal and interest for the purchase, construction, renovation and overhaul of owner-occupied housing;

(six) the rent exceeds the family (the same account) wage income by more than 5% (including 5%), and employees in other cities rent housing in Dongguan;

(7) The employee dies or is declared dead;

(eight) the termination of labor relations between employees and foreign units;

(nine) workers and units to terminate the labor relationship and receive the "unemployment certificate";

(ten) employees who enjoy low living security;

(eleven) the family of workers caused great property losses due to unexpected events, resulting in difficulties in life;

(twelve) the employees themselves, their spouses and children have difficulties in family life due to major diseases;

Second, Dongguan Provident Fund Extraction Process

(a) to the construction bank housing provident fund business outlets to receive and fill out the "Dongguan housing provident fund withdrawal application";

(two) the completed "Dongguan housing provident fund withdrawal application" to the employee's unit to check and seal;

(three) submit the relevant documents, the city housing provident fund management core audit and seal;

(4) Hold the "Dongguan Housing Provident Fund Withdrawal Application Form", special passbook for housing provident fund and ID card that have been audited and sealed by the municipal housing provident fund management core, and wait until the housing provident fund business of China Construction Bank handles the withdrawal.

Extended data:

Withdrawal time of Dongguan provident fund

(1) Withdrawal time limit for repaying the housing provident fund loan in this city: such withdrawal must be applied within the normal repayment period of the loan. If it is a loan to purchase a house, but it is not handled during the normal repayment period, and the loan has been fully settled before applying, it needs to be handled with reference to the one-time payment for purchasing a house. Business processing interval: the interval between the applicant and the last processing date should be more than half a year (half a year means six months from the last extraction date).

(2) Time limit for withdrawal of commercial housing loan repayment: withdrawal must be applied within the normal repayment period of the loan. The following first withdrawal and second withdrawal refer to the withdrawal of the same loan. If the loan is changed, it shall be handled according to the first withdrawal. If it is a loan to purchase a house, but it is not handled during the normal repayment period, and the loan has been fully settled before applying, it needs to be handled with reference to the one-time payment for purchasing a house. Business processing interval: the interval between the applicant and the last processing date should be more than half a year (half a year means six months from the last extraction date).

(3) Time limit for the extraction of leased housing in this Municipality: The applicant's leased housing must be located within the jurisdiction of this Municipality, and the application should be made within the validity period of the contract, and the interval between each application and my last application date should be more than half a year (half a year means six months from the last extraction date).

(4) Withdrawal time limit for enjoying the minimum living guarantee for urban and rural residents: The applicant for this business needs to be more than one month from the date of his last application, and can withdraw all the balance of the account (non-cancellation) every time he handles it, until the applicant stops enjoying the minimum living guarantee.

(5) Time limit for extraction of family life difficulties caused by major diseases: If the patient is still under treatment, the applicant can apply for multiple extractions, and the interval between each processing and the date of my last processing should be more than three months.

References:

Dongguan housing fund management center