No, you can't get a loan just by marriage certificate. Marriage certificate is only a necessary document to apply for a loan. To apply for a loan, you need to prepare the following materials: husband and wife's ID card, household registration book, marriage certificate, income certificate issued by their respective work units, mortgage ownership certificate or house purchase contract, all of which are indispensable.

Legal basis:

Article 11 of the Interim Measures for Personal Loans

To apply for a personal loan, the following conditions shall be met: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.

Second, can two people's marriage certificates get bank loans?

You can't apply for a loan just by your ID card and marriage certificate. Materials to be prepared for the loan:

1, ID cards of both husband and wife of the borrower;

2. The borrower's household registration book/foreigner needs a temporary residence permit and household registration book;

3. Marriage certificate/divorce certificate or judgment/single certificate;

4. proof of income;

5. Academic certificate;

6, the bank is flowing;

7. Other attributes;

8. Business license of the unit.

3. The building bought by husband and wife with bank loan before divorce is mortgaged by their marriage certificate and the hotel they run. How to divide the property after divorce?

Husband's problems are mostly houses. Usually in the case of extremely high housing prices, everyone will choose a house to give to each other. The house is still in the bank. How can we transfer it? Many people have mortgaged their houses. In this case, how to distribute it reasonably? Guest of this issue: How to distribute the mortgaged property of lawyer Li, the director of Zhengzhou Branch of Beijing Dacheng Law Firm? Ms. Lin asked: After marriage, the husband and wife obtained the real estate license while buying the real estate. The man paid two-thirds of the house price, and the woman gave the man's name. There is no evidence that the woman has a man. This property was moved in in 2008. On 20 10, the man mortgaged the real estate license to Yinkuan, and the woman also signed it in the bank. Excuse me, what should I do with my property if I get divorced?

4. Can two people get a bank loan for their marriage certificates?

Bank loan, what do you want to do? Buy a house. Or buy a car.