Standard Chartered Bank is a British bank, established in 1853 and headquartered in London. Standard Chartered Bank opened its first branch in Shanghai on 1858. The main business of Standard Chartered Bank includes retail banking services, such as mortgage loans, investment services, credit cards and personal loans, while commercial banking services include cash management, trade financing, capital and custody services. Standard Chartered Bank Group has 600 branches in the Golden Globe Award, covering 56 countries around the world.

Basic loan conditions

1.22-60 years old

2. Work and live in the following cities: Shanghai, Beijing, Shenzhen, Guangzhou, Hangzhou, Suzhou, Chongqing, Chengdu and Nanjing.

3. The monthly income before tax should be greater than or equal to RMB 5000.

4. Wage payment is in the form of bank transfer.

5. I have worked in my current unit for 3 months.

Loan process

1. Provide basic information needed for housing loan of Standard Chartered Bank;

2. The staff of Standard Chartered Bank shall review the basic information of the borrower;

3. Insurance related to housing mortgage loan;

4. Sign the mortgage loan contract and notarize it;

5, for real estate mortgage registration;

6. issue loans;

7. Repayment of the borrower;

8. Pay off all loans and handle the cancellation registration of real estate mortgage.

Loan progress inquiry

1, counter inquiry. The borrower can check the loan progress at the business counter with the loan-related documents and his ID card.

2. Telephone inquiry. To check the progress of the loan, you can consult the bank staff who handle the loan for us. Generally, these staff who gave us loans should be able to help us check. Of course, you can also call the customer service hotline at 800-820-8088 and ask the customer service staff to check it for you.

Loan interest rate situation

All loan units:

Six months, 5.6%

6% a year

One to three years 6. 15%

Three to five years 6.4%

More than five years, 6.55%

The modern loan term of Standard Chartered Bank is 6 months, 1 year, 2 years, 3 years, 4 years and 5 years; The loan amount ranges from 8,000 to 500,000. Because Standard Chartered Bank is a British bank different from domestic banks, it also gives many people the opportunity to cheat under the guise of Standard Chartered Bank. Therefore, it is still difficult to distinguish the authenticity of Standard Chartered Bank in China. Therefore, if you really want to borrow from Standard Chartered Bank, you'd better know and compare clearly to reduce the chance of being cheated.