How to make money through loans is a big topic. Personal analysis mainly focuses on

1 Ways of obtaining loans:

First, in front of the general public, there are generally few ways to get loans. What I said is that the interest rate is relatively low, and it is impossible to invest with cash loans for general investment. Those benefits are not affordable for ordinary people, let alone those that can be invested. Generally speaking, under normal investment conditions, there is a high interest rate that exceeds the cash loan, that is, there is a great probability that the purpose of capital preservation cannot be achieved, that is, the risk is high and the income is low. Against the original intention of our investment;

Second, to obtain commercial loans from banks, we must have our own projects or entities, so that banks can see stability and repayment ability, free of mortgage, and the interest rate is higher than that of mortgage loans;

Third, mortgage, asset mortgage, may be equity, real estate and other assets. This kind of loan is easier to get. This is the main business of the bank, and the risk of the bank is low. Personally, I can get Dian Wei interest, and the repayment pressure is small. This is a long initial limit, and it is best to resist potential risks.

Fourth, it may be the lowest in the market, that is, housing loans. The premise of this loan is that you make a down payment, invest in real estate, and multiply your assets. However, the current policies include the first set of tightening and increasing real estate interest;

2. How to plan and balance your own risks:

First, there is no need to invest through loans if the demand is higher than the loan cost.

Second, plan the amount that you should repay each period, and don't burden your life during the period. Obviously, this is a loan burden, and it is best not to;

Second, how to make the most money with the right loan?

Need to prepare information:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income sources: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.

Third, how to borrow money fastest and most urgently?

Hello, if you are in urgent need of money, you can consider using loans to relieve your pressure, and at the same time try your best to make money. There are many ways to apply for a loan now. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security. The online lending platforms with high credibility and fast collection are (it is recommended to collect them in case of emergency):

1. Money to spend

Money Flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 2065438+2008). The big brand is reliable and trustworthy, and the interest rate is low. It takes 5 minutes to arrive at the account at the earliest, and it is easy to borrow money. The maximum loan amount is 200,000 yuan (click on the official link to get the calculated welfare amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Step 2 rent a shot

Brand programs help young people grow up hard, including a thousand-person auction loan fund and a youth program. The loan service of the auction loan platform includes universal loans and other loans for individual users, with the maximum loan amount of 1.8 million (click the official link to receive the welfare calculation amount), and the lending process has been highly automated; The cumulative registered users of the auction loan exceeded 654.38+0.2 billion. It is a loan matching service platform selected by many domestic users.

3. Comfortable flowers

Easy-to-consume users can withdraw cash, spend in installments and at an annualized interest rate of 7.2% (simple interest), and implement risk pricing within the scope of laws and regulations. According to the user's credit situation, provide a loan amount of 500,000-200,000 yuan (click the official link to receive the welfare calculation amount), and use the credit for one cycle, and the fastest loan is 1 minute.

Step 4 pay it back

Huanbai APP is a staged service platform based on daily consumption scenarios. 2065438+officially entered the market in February 2006, with a maximum credit line of 200,000 yuan (click the official link to receive the welfare calculation line), providing young people with various services such as bill installment, credit installment, cash installment and installment mall. Users can enjoy more flexible, convenient and efficient installment life service in shopping, consumption, repayment and other scenarios. Up to now, the APP has more than 65 million registered users, providing reasonable credit services for more than100000 users, and helping "upward youth" achieve their small goals in life.

5. China Post Wallet

China Post Wallet Loan is a loan business of China Post Consumer Finance Co., Ltd., which belongs to formal financial behavior. The maximum revolving loan amount is 200,000 yuan (click the official link to receive the welfare calculation amount), with daily interest, without interest, and approved by the Bank of China Insurance Regulatory Commission; A national financial institution initiated by seven enterprises, including China Postal Savings Bank, to provide consumer financial services for individual residents.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.