Recommendations for the lowest interest rates on small loan platforms:

1. Weilidai: Weilidai is the first Internet microfinance product of Tencent WeBank, with a loan limit of 2,000- Between 200,000 and 200,000, the borrowing interest is 0.05 per day and the annualized interest is about 18.

2. Jiebei: Jiebei is a loan launched by Alipay, as long as the sesame score is above 600. Depending on the score, the loan amount that users can apply for ranges from 1,000 to 50,000 yuan. The maximum repayment period for Borrowing is 12 months, and the daily loan interest rate is 0.045. You can repay as you borrow.

If you have capital turnover needs, we recommend you use Xiaoman, the original Baidu Finance. It completed the split in 2018 and achieved independent operations. The company background is a financial information technology company established in Chongqing, with a registered capital of 3 Billion yuan, formally licensed operation, its main business is Youqianhua credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, and comply with national supervision. .

You have money to spend, the loan amount ranges from 500 yuan to 200,000 yuan, the annualized interest rate starts at 7.2, and the one-day interest for borrowing 10,000 yuan starts at 2 yuan. The loan term is long, and the loan can be borrowed on a daily basis and can be repaid the next day. , interest calculated on a daily basis, no mortgage, pure credit, full process online application with ID card and bank card, approval in 30 seconds at the fastest, payment in 1 minute, without any hidden charges.

Du Xiaoman-If you have money to spend (second batch), click online to measure your balance

Using Baidu's artificial intelligence and big data risk control technology, personal information is encrypted, monitored and protected throughout the process. Every time a loan is disbursed, verification items such as passwords are required, and the loan can only be disbursed to a bank card in the name of the borrower, so you can use it with confidence.

3. Youqianhua: Youqianhua is a small loan product under the original Baidu Finance. Users can find it by searching for "Youqianhua" in the mobile app store. After downloading, users will find that there are many loan products available in Youqianhuali, such as small-term loans with low thresholds, and the daily interest rate is as low as 0.02.

4. eDiandai: eDiandai is a small loan under Beijing Bank Consumer Finance. Currently, the maximum credit limit that users can apply for is 50,000 yuan, and the minimum borrowing amount is 1,000 yuan. The lowest annual interest rate of e-dian loan is 10.8. You can apply purely online and the quota can be used repeatedly. After the user submits the loan application, the loan can be completed in as little as 5 minutes.

5. CMB Flash Loan: Flash loan is a mobile loan software launched by China Merchants Bank, targeting high-quality customers with CMB One Card, with a limit of RMB 0.1-500,000 and a daily interest rate of RMB 0.042.

Among them, the daily interest rates of Weilidai, Jiebei and China Merchants Bank Flash Loans are all less than 0.05%! If you need to apply for a loan, you can first check whether there are any fees, and then evaluate which loan platform better meets your requirements.