Two. Electronic Loan of Industrial and Commercial Bank of China

1. Basic conditions for application: 18-65 years old China citizen with full civil capacity; The applicant's work unit or residence should be in the place where the lending institution is located; Have a fixed job, a source of income or a reliable repayment guarantee; The savings cards applied for online should be Class I and Class II savings cards.

2. Features: It can be handled online or offline, without mortgage guarantee.

3. Loan amount and term: the loan amount is 600,000-800,000 yuan, and the loan term generally does not exceed 2 years. Some customers can choose up to 5 years.

4. Loan interest rate: the annual interest rate is generally 5.76%, and the daily interest rate is generally 0.0 16%. Suppose the loan is 50,000 yuan, with one-year interest of 2,880 yuan and one-day interest of 8 yuan; The specific interest rate can be found when handling business.

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What are the conditions for a bank loan of 200,000 yuan and how to get an unsecured loan?

1. Bank of China Easy Loan

1. Basic requirements for application: China citizen aged 18-65, with good credit record.

2. Features: online processing, no need for mortgage, pledge or guarantee, and support for borrowing and returning within the limit.

3. Loan amount and term: The maximum loan amount is 200,000 yuan, and the loan amount is valid for 12 months, which can be reactivated upon expiration.

4. Loan interest rate: the annual interest rate is generally 5.22%, and the daily interest rate is generally 0.0 145%. Suppose the loan is 50,000 yuan, with an annual interest rate of 2,665,438+00 and a daily interest rate of 7.25 yuan; The specific interest rate is determined according to the customer qualification.

Third, the online loan of Agricultural Bank of China

1. Basic requirements for application: 20-60 years old, China nationality, valid ID card; Is the electronic banking customer of China Agricultural Bank; Good credit status; Stable income, with the ability to repay on schedule.

2. Features: online processing, no mortgage guarantee, and support for borrowing and returning.

3. Loan amount and term: The maximum amount is 200,000 yuan, and the loan term is generally 1 year, and the longest is 5 years.

4. Loan interest rate: the minimum annual interest rate is 3.7%, and the minimum daily interest rate is 0.0 1%. Suppose the loan is 50,000 yuan, the minimum annual interest rate is 1850, and the minimum daily interest rate is 5 yuan; However, the specific interest rate is subject to the actual approval results.