The regulations of each bank are different, and the meanings of personal loans and corporate loans are different. For example, the loan of China Merchants Bank is still 2 million yuan, and the practical significance is that 6.5438+0 million yuan can be repaid with the loan, but the other 6.5438+0 million yuan needs to provide clearly specified loan purposes, such as house purchase/car purchase/bulk consumption.

Simply put, you can only control 6.5438+0 million yuan for free use, and other conditions need to be paid.